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A Debt Recovery Agency Can Mean Headaches for Debtors

Are you deep in debts and being contacted by different agencies trying to get you to repay your debts? If you are, then you could have a debt recovery agency contacting you on behalf of the company, whether it is for an unpaid credit card bill, medical expenses, student loans or any other debt you may have accrued. Continue reading

TASC: The Association of Settlement Companies

The goal of TASC, The Association of Settlement Companies, is to bring together the interests of consumer debtors, debt settlement companies, and the government to improve the overall industry of debt settlement. This group was created in 2005 and has since worked to level the playing field between all three of the above units. TASC has also helped stop legislation in many states that would have prevented or seriously hindered the ability for debt settlement companies to operate in favor of the debtor. Continue reading

3 Steps for Paring Down the Family Budget

In harsh economic times, the number of families who find themselves hard pressed for cash increases. As individuals lose jobs, the number of families who live from paycheck to paycheck and on less each week than they are used to has increased drastically over the past several years. For those in this situation or those who just want to cut back a bit on their family budget and save some cash for emergencies, here are some tips for reducing the family budget. Continue reading

The Benefits of Leasing Versus Buying a Car

Buying a new car can be an overwhelming experience for many people. There are so many options to choose from, different companies, different types, different models, different colors, and even different packages of accessories to go with it all. This gives consumers enough complexity to deal with before they even try to figure out how they are going to actually pay for it! One common question that comes up for individuals is whether or not to lease or outright buy the car. Examining this question shows that each have their benefits and costs and which is better depends on the individual consumer. Continue reading

Certificate Deposits Can Lock in Savings

Saving is something that the majority of Americans are not very good at these days. A lot of people talk the talk but do not seem to be able to walk the walk. This is very understandable in many cases because temptation can be found everywhere in society. The temptations out there such as, “deals” and dollar menus everywhere coupled with the fact that money is easier to access than ever before make saving money hard for many. Previously people had to carry cash and checks around; consequently, today someone can check out for a small purchase by just swiping a flex keychain over a magnetic strip. People are even banking on their phones now. One way to combat this excessive spending is to purchase a certificate deposit, or CD. Continue reading

6 Tips when Being Sued for Debt

At the back of every debtors mind is the possibility of legal action being taken against them by their creditors. This often comes at a time when things cannot seem to get any worse as individuals are already buried in debt. If you find yourself in this situation do not lose heart, here are three do’s and don’ts of being sued for debt. Continue reading

How Do I Lower My Credit Card Interest Rate?

Credit card interest rates are often the culprits for the debt problems of individuals. If a balance on a credit card cannot be completely paid down then interest rates can very quickly multiply the overall amount of money owed. Individuals can end up paying hundreds in interest fees without paying off the actual debts. Lowering these rates can be key to controlling an individual’s debt, and their hopes of eventually becoming debt free. Here are some tips that can help individuals reduce their interest rates. Continue reading

Chiltern Debt Management

When you are searching for help with you debt, and you are in the United Kingdom territory, Chiltern may be an option for you to look into to assist you with your needs. Continue reading