Western Sky Financial is one of the most successful payday loan companies currently operating in the U.S. Their confusing loan fee and interest rate combination makes if difficult for most borrowers to know just how bad these loans really are. So exactly what interest rate does Western Sky Financial charge? Continue reading →

It’s pretty much a given; if you’re going to college, you’ll need some assistance in paying for it. There are plenty of grants, loans, and scholarships you can apply for when preparing for your higher education, which means there will also be plenty of paperwork to fill out. To fill out the paperwork for each loan, you might be wondering if you need a cosigner. Some lenders, especially those giving private student loans, will look at your credit score to determine how much you get. PLUS loans require your parent or guardian to cosign. If you’re trying to find a student loan that does not require a cosigner, there are two major ones: the Stafford Loan and the Perkins Loan. Continue reading →