If you are a fan of cold weather and the snow, then Michigan is a great state for you to live in. Located in the upper Midwest and the heart of the Great Lakes Region, Michigan has many attractions, landmarks, and scenic state and national parks that you can visit. From fishing, sailing, to skiing and sledding, you are sure to find something you love to do. However, many people are struggling with finding a reasonable place to live, where they can be happy and comfortable, but also be able to keep up with their monthly bills.
Michigan has a variety of wonderful things to offer, but if you’re stuck in a bad spot financially, you won’t be able to enjoy any of this. You may be thinking that taking out a loan is your best option, but you’re quite wrong. A loan may put you more in debt as time goes by, rather than helping you pull yourself out of this financial situation. Consider these other alternatives so you can afford where you live.
The Michigan State Housing Development Authority (MSDHA) provides multiple programs that are specifically aimed at housing and rental assistance for the residents of Michigan. A few of these programs include multi-family section 8, housing choice vouchers, moderate income MOD units, taxable bond requirements, and many more. They also offer tips and tools on buying your first home, foreclosure prevention, down payment assistance, etc. For more information, you can contact their Detroit office, 313-456-3540, or the Lansing office, 517-373-9344.
Another assistance program that could be of help is the Michigan Helping Hand. Their website has great information on helping guide Michigan citizens to the help that they need. Their Housing Help section has different links on who to contact for help, foreclosure prevention assistance, utility assistance, as well as rental assistance.
A specific program, called A Step Forward, has been designed to help homeowners who have been hit the hardest and are having financial hardship. This website allows you to fill out an application and set up a profile, and according to your needs, you will be set up with an appropriate advisor. For more information, you may contact this agency at 866-946-7432.
No matter where you reside in Michigan, there is sure to an organization out there wanting and waiting to help you. Don’t let your financial situation get the best of you. Pick up the phone, or get on a computer right now to get the help that you need so you can start living a happier life.
Every summer, Archana works at Kumon, a math and reading workshop, tutoring children between the ages of three and 18 in these subjects. She used to be enrolled in this program herself, so this allows her to connect with the students and give them the one-on-one help that they need. Archana is also currently a member of NC State’s Psychology Club, Rotaract Club, and EKTAA (NC State’s premiere South Asian Student Organization).
Archana was born in India, and moved to North Carolina with her immediate family when she was 7 years old. She speaks mostly Tamil, the native language of South India, and English in her home. In addition, having taken Spanish classes since 6th grade, she can speak and understand it pretty well too. Archana enjoys spending time with her family and friends, watching movies, listening to music, and going to the gym. She also loves to travel, and hopes to travel the world one day and learn about all the different cultures!
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