About Us

Debtors Unite is a service that provides consumers with a place to share successes and frustrations so that we can help each other reach financial success. It is a collaborative effort among 501(c)(3) tax-exempt charities and financial counseling organizations. This public-private partnership provides debtors with a forum for finding answers and support as they work their way out of debt. Together we can make financial products work for us so that our households remain solvent and the financial services providers remain strong as well.

We are all consumers, and we are subject to the regulations and market conditions that govern the financial products that we utilize. Sometimes these products work in our favor and sometimes they do not.

In the end, we know that using these financial products carry certain risks and rewards. Similar to gambling in Las Vegas, the odds are in favor of the house. The institutions that make financial products available intend to profit at our expense. That is fine, since these products would not be available to us otherwise. We just want to make sure that there is a level playing field, so that consumers and institutions alike have equal opportunities to succeed.

The “Great Recession” has shown us that consumers and financial institutions are highly dependent on each other. Let us make sure that we preserve the strengths of our marketplace by shoring up our personal finances.

Debtors Unite is supported by credit counseling agencies that provide individual financial counseling, teach classes throughout the communities that they serve and disseminate financial literacy for public benefit. Debtors Unite is a public service made available to those seeking improved personal finance. We thank you for your visit.