Debtors Fight Back

Debtors Unite is a collaborative effort among nonprofit organizations and financial services agencies that promote consumer protections and advocacy. We provide additional perspective about your options that can help you understand your choices and choose an outcome that best meets your needs.

Your debt accounts might have given you some ability to temporarily live just a little bit better, but they may have worn out their welcome by now. Are you able to manage your existing debt? Have you been treated unfairly by creditors or debt collectors?

You have an obligation to repay debt that you promised to repay. That being said, you also have rights that protect you from abusive practices of creditors and their collectors. A debt collector’s right to pursue repayment of a defaulted debt is secondary to your rights that protect against abusive behaviors.

Did you know that a single violation of the Fair Debt Collection Practices Act (FDCPA) could result in a $1,000 civil penalty? Were you aware that most collection agencies violate some aspect of the FDCPA and other consumer protection acts on a daily basis? You do not have to be a victim anymore.

We at Debtors Unite can show you how to protect your rights. We can show you what your rights are. You can benefit from our commentary on how other debtors have protected themselves, including through the successful filing of FDCPA lawsuits.

We also protect your rights to apply for additional credit when needed. Instead of guessing how to improve your credit, we show you how your credit is really scored. You can decide for yourself what steps can be taken once you see how the individual factors are integrated into FICO credit scoring models.

When debtors unite they create a single voice that ensures that their rights are protected. Debtors Unite is that voice, and we work tirelessly to ensure that your rights are protected. Furthermore, we take the necessary steps to link you with the proper resources so that you can learn more about your rights and take action to protect yourself.

Stop being a victim. Learn about your rights. Get the answers you need and protect yourself. All Debtors Unite and all debtors fight back today!